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Coverage Options when on Medicare
Option A - Medigap
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Original Medicare A and B
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Medicare Supplement - helps pay some out-of-pocket costs not paid by Original Medicare
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Part D Prescription Drug Plan
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Dental/Vision/Hearing plans (Optional)
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May have higher monthly premiums but lower costs on copays and coinsurance
OR
Option B - Advantage Plan
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Combines Original Medicare A and B into one plan
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Usually includes Prescription drug coverage
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May offer additional benefits like Dental and Vision coverage
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May have lower monthly premiums but higher costs on copays and coinsurance
Steps:
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Go over options A and B above, how they work, and when you are eligible for them
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Help you decide which option will be best for you
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Factor in Prescriptions, Pharmacies, and Doctors
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Choose a plan ideally suited for your situation
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Continue to support you each year!
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